lanned Ahead of time to last a life-time The best architecture of the world was planned much ahead of its time, and till date remains ageless. They still baffle and hold a sense of mystery for everyone. Today this architecture is nothing less than priceless art. The beauty and style is timeless, every little detail defined and stunning.

What did it take to create such timeless beauties? Well the answer is plain simple, a vision to create the best; the best talent offered their skills and above all a process, which we all term as planning.

At ASK Wealth Advisors we believe in the same. We set our vision to providing nothing but the best when it comes to managing your wealth. We have experts who work for you to transform your vision to reality. And what sets us apart is our approach to create wealth that is planned well ahead of time for our select clients just like you.

ong time financial success doesn't happen by chance If you are someone who has already achieved a significant measure of success, you know that strategy and success must go hand in hand. For many successful individuals and businesses, making money is the easy part. Its preservation and growth present the challenges.

Customized solutions for your needs
The select clients of the Private Client Group (PCG) at ASK Wealth Advisors benefit from our unique perspective on managing wealth, which has been built over nearly two and a half decades of experience in the capital markets.

We believe that managing wealth in line with your life goals can be challenging as well as time consuming. The challenges could exist in details as personal as estate planning or in strategies as complex as planning your resources to meet your financial objectives.

Most importantly, we believe in taking the time to understand the personal and financial aspects of your life at every level in order to help you manage your wealth to its fullest potential, to meet your life goals and benefit your family and future generations.

Our specialized approach provides a thorough analysis of each client’s unique financial situation and in the context of an integrated investment strategy and management.

PARTNERSHIP BUILT ON TRUST Our clients turn to us as their trusted advisors to identify, create and implement investment strategies that address their unique needs of wealth management for creating wealth, while caring for intergenerational wealth transfer. Although we pride ourselves on the breadth of our expertise and capabilities, it's our principles of client focus and integrity that enable us to build a strong partnership with our clients.

Exclusive Access
As a ASK client you get access to the full resources of the ASK group, resources usually reserved for some of India's and world's leading institutional investors. These include in-depth equity research and access to leading portfolio managers, both proprietary and non proprietary. Benefit from the insights of specialists whose expertise includes the full spectrum of private wealth management.

Innovative Product Solutions
Our basket of innovative wealth management product solutions include equity advisory, portfolio management services, mutual funds, structured products, risk management, real estate, art advisory, tax and succession planning

Customized Financial Planning Services
You get to take advantage of sophisticated services customized to meet your unique financial needs. We offer a full range of services tailored to address every aspect of your individual situation so that the solutions we offer are yours alone. To provide exceptional personal service and responsiveness, our PCG Advisory teams limit their clients to a select group of wealthy families.

Expert Advisors
Our clients get an opportunity to leverage the insights of our wealth advisory teams, which adhere to a rigorous training and accreditation process and lead the industry in professional qualifications. Add to that the group’s 25 years experience in the Capital Markets and Wealth Management for high net worth individuals. You can feel confident that the advice we provide stems from proven approaches, insightful strategies and focused attention.

Every day, we help our clients meet the sophisticated challenges they face on their investments. Our recommendations are based on experienced, real-world knowledge of the capital markets. Knowledge that has earned us the trust of a remarkable group of individuals.

UR APPROACH Step1: Get to know you, your family goals and dreams for your financial future
Step2: Collate all financial and investment information to compute your net worth and your cash flows
Step3: Conduct a suitability assessment of your current asset allocation
Step4: Develop a customized financial plan that details an investment and risk management strategy
Step5: Implement the financial plan
Step6: Monitor, review and rebalance your plan on an ongoing basis

nvestment And Risk Management Committee The Investment and Risk Management Committee is the advisory committee which leverages the expertise across the ASK group. It works in a fiduciary capacity to provide value added and superior investment solutions to the PCG clients at ASK Wealth Advisors. The team comprises the following members:

• Heads of Research
• Fund Managers
• Investment experts
  

The committee meets on a regular basis to review and formalize the ASK Wealth Advisors' in house views on the industry sectors, stocks and Indian capital markets.

elative Performance of the asset classes over the years

	2001	2002	2003	2004	2005	2006
Sensex*	-17.92	4.47	74.49	11.62	42.33	46.70
BSE 100*	-23.27	7.70	87.32	14.27	38.34	40.96
CNX Mid Cap*	-30.37	25.13	143.44	22.60	35.03	27.01
PMS*	NA	86.33	65.80	137.90	35.07	63.53
Large Cap Equity Funds*	-14.75	31.51	128.10	24.78	48.71	41.63
Mid Cap Equity Funds*	-8.41	50.76	151.05	36.92	62.62	40.07
Balanced Funds*	-10.10	15.32	72.38	15.14	35.58	28.37
Income Funds-	17.61	16.43	8.34	-0.05	4.39	5.18
Real Estate - Mumbai'	NA	16.00	13.79	12.88	19.46	NA
Real Estate - Bangalore'	NA	33.00	27.82	31.76	22.77	NA
Gold^	1.99	7.73	23.24	14.63	-2.98	28.11

We help you create the right asset allocation and diversification strategy based on your investment and risk profile. In a growing economy like India , the asset classes that will typically perform well are equities and real estate. We would be recommending a tactical allocation strategy based on model portfolio or value optimization.

ange of Solutions

Mutual Funds Equity Debt Money Market	Wealth Solutions Tax planning Estate Planning Trust Services
Fixed Income Bonds Debentures	Risk Management Life insurance General insurance
Portfolio Management Services Discretionary Non Discretionary	Alternative Investments Real Estate Art Advisory Structured Products International Investments Gold

ur Offerings As a client you have three broad options of services to choose from:

I. ASK Life Plan
In this option we create a customized financial plan based on a unique six-step process of Financial planning

II. ASK Wealth Review
Under this plan we do an evaluation of your risk and investment profile. We will conduct a review of your existing portfolios and offer unbiased advice on the portfolio in line with your profile and goals

III. ASK Wealth Management Plan
In case you opt for this plan we do an evaluation of your risk appetite and investment profile. We will suggest a suitable asset allocation, which could be strategic, tactical, or goal based. The scope would include implementation, monitoring and rebalancing of the recommended investment strategy.

EXCLUSIVE PRIVILEGES

• Expert Financial advisor
• 24 x 7 web access to your account
• customized reports to keep track of your investments
• Invites to exclusive seminars
• Special lifestyle privileges

pecialised Services
ART ADVISORY
Investing in Art needs a high degree of sophistication and understanding of the risks involved. With the right strategy these investments can yield superior returns and can be an ideal tool for diversification considering their low correlation with traditional asset classes. At ASK Wealth Advisors we have created a panel of experts who have a sound background of art investments (advisory and dealing). These experts would create an art portfolio by mapping your risk profile to the art works and work closely with our advisory team to evaluate your art holdings in the overall context of your investments across asset classes.

Know More

REAL ESTATE SERVICES
Real Estate as an asset class helps you diversify the risk in your portfolio. Historically real estate reflects a negative correlation to equity and other asset classes. Real Estate investments have the potential to provide stable returns even in a highly volatile environment. Your Real Estate Advisor will offer you the best in breed investment services in the following areas:

• Direct Realty Investments
• Pre-Leased Assets
• Realty Funds
• Structured Realty Investment
  

Know More

WEALTH SOLUTIONS
Estate Planning and Trust Services play an integral role in helping families pass along values as well as wealth from one generation to the next. Our Private Wealth Advisory teams consult with clients and their legal advisors to ensure that the clients' financial and estate planning objectives complement their desired goals and vision for building a family legacy.

Know More

lient relationship model

As a client of PCG you will enjoy access to the highest caliber services and solutions through our network of offices and professionals.

esearch methodology

The strong research based approach to advice leverages the 25 years experience and expertise of the ASK group in the capital markets.

	BECAUSE YOU COME FIRST
OUR VALUES
Clients always come first - our consultative approach is customer centric & not product centric Client data confidentiality Partner our clients through good and bad times and through all the stages in their lives
PEDIGREE AND EXPERIENCE
Our 25 years experience in Capital Markets Expertise in Investment Advisory and HNI relationship management our strong research infrastructure
OUR PHILOSOPHY
Long term and disciplined approach to investments developing and maintaining respectful and productive relationship with our clients
A PARTNERSHIP BUILT ON TRUST
Our clients turn to us as their trusted advisors to identify, create and implement investment strategies that address their unique needs of wealth management for creating wealth, while caring for intergenerational wealth transfer. Although we pride ourselves on the breadth of our expertise and capabilities, it's our principles of client focus and integrity that enable us to build a strong partnership with our clients